Annual travel insurance
- Help protect you and your family with travel insurance for up to 60 days per trip and 90 days in any year.
- Join during the annual window (in September) or within 2 months of starting at NTU
- Payment spread over 12 months
- Add your family
- Winter sports included
This annual travel insurance provides cover for holidays up to a maximum of 60 days per trip and 90 days in total in any year. It automatically includes cover for trips within the UK (provided they involve at least two nights’ stay in pre-booked accommodation) and up to 30 days’ winter sports cover.
The Travel Insurance policy includes:
Flex options
You can select from European only or Worldwide cover (including winter sports), and you can extend cover to your partner and/or dependent children.
Children must be aged over 3 months and under 18 years old; or under 23 if in full-time education to qualify.
The prices referenced only relate to the forthcoming year, at the next enrolment window the price may be increased.
Lifestyle Changes and Eligibility
How to claim
Limitations and Exclusions
The terms, conditions, limitations and exclusions that apply to this policy are detailed in the policy wording, but include (but are not limited to):
- Anyone over the age of 70
- Travelling against medical or for treatment
- Any journey booked where the insured is aware of any reason that the journey may be cancelled or curtailed
- Travel to any country which would result in Chubb being in breach of any resolution or trade or economic sanction or other laws.
An excess may be charged depending on the section of cover been claimed for, please see the policy wording for details.
If you have a question regarding your cover and other information
Important information about your cover
Check the policy documentation for information and details of limitations and exclusions, along with the Group Policy Schedule which includes limitations such as any maximum age covered.
This insurance is for holiday travel and does not cover business travel.
An excess of £50 applies per person in sections noted in ‘What is Insured’ within the Insurance Product Information Document with a * symbol. See group policy schedule for full details
All members to be insured must be a permanent resident in the UK.
How and when can I join?
| Colleague type | Enrolment window | When we process your request | Benefit effective date | How to join |
|---|---|---|---|---|
| Annual enrolment (existing colleagues) | Open annually in September | Enrolment window announced in August | 1st October | Complete the benefit selection form by clicking 'Join' on the benefit page |
| New to NTU | Join any time within the first two months of joining NTU |
1st of each month
e.g. we’ll process your benefit selection form on 1st November if we receive it by then, but if you submit a request on 2nd November, we’ll process it on 1st December. |
Your benefit will start from the 1st of the month following enrolment
(e.g. requests received by 1st November will be valid from 1st December with salary deductions commencing from December’s pay). |
Complete the benefit selection form by clicking 'Join' on the benefit page |
What cover is right for me?
See what you can get and choose your level of cover in the Key Facts and Group Policy Schedule documents including limitations, exclusions and maximum age covered. You can find further details in the Policy.
How do I make a claim?
Please see the Policy, or watch the claims portal video.
What is insured?
You can find further details in the Key Facts and Group Policy Schedule documents.
What is the group policy number?
The group policy number is UKBFTC75161
What is the COVID-19 coverage?
Please see the COVID-19 cover document.
How can I purchase this for my spouse / partner or children?
Complete the details for your spouse / partner and children on the benefit selection form. You can add your family members at the same time as you select this benefit for yourself or during the enrolment window which is open each year in September.
Limitations such as maximum age covered can be found in the Group Policy Schedule and Policy Wording documents.
Can I cancel or amend my cover?
Complete and submit a benefit selection form to cancel or amend your travel insurance. Due to the nature of this benefit, cancellation or amendment is only possible if you experience a life event (examples below), or at the end of the policy year during the annual enrolment window in September.
Life events include:
- Birth or adoption of child
- Marriage or civil partnership
- Divorce or dissolution of civil partnership
- Death of spouse, partner, or dependent child
What happens if I leave before the end of the benefit year?
Your cover will remain in place until the last day of the month in which you leave.
Access the Chubb Travel Smart app to find out more about your holiday destination including visa information, medical risks and real-time emergency alerts.
Monthly costs*
| Cover | Europe only | Worldwide |
| Employee | £4.75 | £10.67 |
| Employee and children | £5.21 | £11.73 |
| Employee and partner/spouse | £6.62 | £14.92 |
| Employee, partner/spouse, and children | £7.11 | £15.99 |
- Adults must be under the age of 70 at the insurance commencement date
- Children must be aged over 3 months and under the age of 18 (or 23 if in full-time education) at the insurance commencement date
- Excess: £50 per insured person, per section where applicable
*Premiums applicable for benefits from 1 October 2025 to 30 September 2026