Annual travel insurance
- Claim back costs associated with unexpected travel events, such as disruption, delays, loss of personal belongings, and medical expenses.
- Cover either Worldwide or European travel up to 60 days per trip and 90 days in total in any year
- Automatic cover for trips within the UK (with at least two nights' stay in pre-booked accommodation)
- Add your spouse or partner and children
- Join during the annual window (in September) or within 2 months of starting at NTU
- Payment is spread over 12 months
- Travel insurance provided by Chubb
Please refer to the MyBenefits Terms and Conditions.
Important information about your cover
Check the policy documentation for information and details of limitations and exclusions, along with the Group Policy Schedule which includes limitations such as any maximum age covered.
This insurance is for holiday travel and does not cover business travel.
An excess of £50 applies per person in sections noted in ‘What is Insured’ within the Insurance Product Information Document with a * symbol. See group policy schedule for full details
All members to be insured must be a permanent resident in the UK.
How and when can I join?
| Colleague type | Enrolment window | When we process your request | Benefit effective date | How to join |
|---|---|---|---|---|
| Annual enrolment (existing colleagues) | Open annually in September | Enrolment window announced in August | 1st October | Complete the benefit selection form by clicking 'Join' on the benefit page |
| New to NTU | Join any time within the first two months of joining NTU |
1st of each month
e.g. we’ll process your benefit selection form on 1st November if we receive it by then, but if you submit a request on 2nd November, we’ll process it on 1st December. |
Your benefit will start from the 1st of the month following enrolment
(e.g. requests received by 1st November will be valid from 1st December with salary deductions commencing from December’s pay). |
Complete the benefit selection form by clicking 'Join' on the benefit page |
What cover is right for me?
See what you can get and choose your level of cover in the Key Facts and Group Policy Schedule documents including limitations, exclusions and maximum age covered. You can find further details in the Policy.
How do I make a claim?
Please see the Policy, or watch the claims portal video.
What is insured?
You can find further details in the Key Facts and Group Policy Schedule documents.
What is the group policy number?
The group policy number is UKBFTC75161
What is the COVID-19 coverage?
Please see the COVID-19 cover document.
How can I purchase this for my spouse / partner or children?
Complete the details for your spouse / partner and children on the benefit selection form. You can add your family members at the same time as you select this benefit for yourself or during the enrolment window which is open each year in September.
Limitations such as maximum age covered can be found in the Group Policy Schedule and Policy Wording documents.
Can I cancel or amend my cover?
Complete and submit a benefit selection form to cancel or amend your travel insurance. Due to the nature of this benefit, cancellation or amendment is only possible if you experience a life event (examples below), or at the end of the policy year during the annual enrolment window in September.
Life events include:
- Birth or adoption of child
- Marriage or civil partnership
- Divorce or dissolution of civil partnership
- Death of spouse, partner, or dependent child
What happens if I leave before the end of the benefit year?
Your cover will remain in place until the last day of the month in which you leave.
Access the Chubb Travel Smart app to find out more about your holiday destination including visa information, medical risks and real-time emergency alerts.
Monthly costs*
| Cover | Europe only | Worldwide |
| Employee | £4.24 | £9.53 |
| Employee and children | £4.65 | £10.47 |
| Employee and partner/spouse | £5.91 | £13.32 |
| Employee, partner/spouse, and children | £6.35 | £14.28 |
- Adults must be under the age of 70 at the insurance commencement date
- Children must be aged over 3 months and under the age of 18 (or 23 if in full-time education) at the insurance commencement date
- Excess: £50 per insured person, per section where applicable
*Premiums applicable for benefits from 1 October 2024 to 30 September 2025